A Debit Payoff Calculator is a simple yet powerful tool that helps you take control of your debt. By entering your total balance, interest rate, and how much you can pay each month, it shows you how long it will take to pay everything off. It also breaks down how much interest you’ll pay over time, giving you a clearer picture of your financial path. Whether you’re tackling credit cards, loans, or other debts, this calculator makes it easier to stay motivated and make informed decisions. It’s a great step toward becoming debt-free and reaching your financial goals with confidence.