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RMD Calculator
An RMD Calculator makes it easy to figure out how much money you need to withdraw from your retirement account each year, once you reach age 73. It takes into account your age, account balance, and life expectancy to give you an estimate that helps you stay in line with IRS rules and avoid penalties. This tool is especially helpful for retirees who want to manage their finances wisely, plan for taxes, and make sure their savings last.
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An RMD Calculator is a simple, helpful tool for anyone nearing or already in retirement. Once you turn 73, the IRS requires you to start withdrawing a minimum amount each year from certain retirement accounts—this is called a Required Minimum Distribution (RMD). The calculator makes it easy to figure out how much that is by using your age, account balance, and estimated life expectancy.
Instead of sorting through complex tax tables or doing the math yourself, this tool gives you a quick answer so you can stay compliant and avoid unnecessary penalties. It’s especially useful for planning ahead—helping you manage taxes, understand your annual income needs, and stretch your savings over time. Whether you’re handling your own finances or supporting a loved one in retirement, the RMD Calculator keeps things clear and stress-free.